MCBL Board of Directors

As President and CEO, Rahul is responsible for the development and execution of Manulife's strategy in the Philippines, supercharging the business so we can continue making every day better for more Filipinos.

Hora is an insurance industry veteran, having taken on various sales and distribution leadership roles in operations, agency, and bancassurance across geographies. He joins Manulife from another multinational insurance company, where he held distribution roles at market and regional levels, and most recently led their life and non-life insurance operations in the Philippines

Patrick has a deep experience in banking starting with Citibank N.A. as the Vice-President for Global Consumer Bank where he held positions of increasing responsibility such as Treasury and Investments Director, Retail Bank Business Director and Insurance Director. He then became HSBC Manila Branch’s Senior Vice-President for Premier and Wealth Management , and thereafter the President and CEO of HSBC Savings Bank (Phils) Inc. He was also a two term President of the Chamber of Thrift Banks. Patrick also served as the Philippine Bank of Communications Executive Vice President and Head of Trust & Wealth Management, and China Banking Corporation's Senior Vice President and Trust Officer.

Patrick graduated Magna Cum Laude from the University of the Philipines-Diliman with a degree in Business Administration and Accountancy. He also graduated with distinction from Hult International School of Business in Cambridge, Massachusetts, with a Master’s degree in Management. He placed 7th in the National Certified Public Accountants Exam.

Prior to his election as director/president of CBSI, he was the Asset-Liability Management Head of the Treasury Group of China Bank Corp[oratiomn since 2009, and Treasurer and Head of Treasury Group of CBSI since 2012. Mr. Dee is also a member of CBSI Board-level committees - Vice Chairman of the Retirement Committee and Remuneration Commiteee, and a member of the Executive Committee. In the past, he also held key positions at the Trust Group of China Bank and Citibank, N.A. Philippines. 

Mr. Dee holds a Bachelor of Science degree in Mechanical Engineering from the University of the Philippines, and a Master's degree in Business Management from the Asian Institute of Management. He trained with the Regional Treasury Certifications from Citigroup, N.A.; Treasury Certification Program from Ateneo-BAP, and ICAAP Risk Models Validation from SGV. Furthermore, he graduated with distinction on a one-year course on Trust Operation from the Trust Institute Foundation of the Philippines.